Innov8tif

OJK-aligned eKYC for Indonesian insurers

Onboard policyholders remotely. Verify e-KTP and biometrics in under a minute. Built around Otoritas Jasa Keuangan customer-due-diligence and Government Regulation 71/2019 data-residency requirements.

PDF

Insurance industry use-case PDF

Improving the security and convenience of policyholder onboarding. ASEAN fraud trends, eKYC controls, and EMAS CIDA architecture.

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Indonesian regulatory landscape

OJK alignment

Otoritas Jasa Keuangan (OJK) regulates digital onboarding for licensed insurance companies in Indonesia. EMAS eKYC is deployed for OJK-supervised institutions.

Data residency

Indonesia's Government Regulation 71/2019 requires personal data to be processed locally. We support on-premise and Indonesian-cloud deployment options.

How EMAS eKYC helps Indonesian insurers

e-KTP verification with NIK data extraction

Facial matching for policyholder identity confirmation

Liveness detection to prevent fraudulent applications

AML/CFT screening against global and local watchlists

Digital signatures aligned with Indonesian regulations

API integration with existing insurance platforms

Documents we verify

Tested and compliant with Indonesian identity standards.

e-KTP · SIM (driving licence) · KITAS · KITAP · Passport

Roll out eKYC for your Indonesian insurance operations

Book a 30-minute scoping call. We'll map OJK and data-residency expectations against your distribution channel.

Book a demo

Get the insurance fraud guide

Submit your details and we'll send the PDF.