Innov8tif
EMAS eKYC platform

Identity verification for ASEAN customer onboarding

EMAS eKYC combines document checks, facial matching, liveness detection, screening, and audit controls in one implementation path.

Trusted by 100+ ASEAN businesses since 2011

RHB Cambodia
Principal
uMobile
Heong Leong
AEON
Canadia Bank
Magnum
Vattanac Bank
AEON Credit
Alliance Bank
Affin Hwang
Kenanga
AMK Microfinance
ABA Bank
eastspring
CIMB
CelcomDigi
CompAsia
EasyParcel
Etika
FN
Fundaztic
Great Eastern
Malaysia Government
University of Nottingham
NUS
PCA Group
RCE Capital
RedONE
Roland
SigningCloud
TEKUN Nasional
ToneWow
UOB TMRW
Versa
YES
YTL Communications
What the platform covers

One flow for identity, fraud, and compliance checks

Use EMAS eKYC as a full onboarding flow or select the checks required for a specific market.

Document evidence

Capture identity documents, extract fields, and check authenticity signals before account creation.

Biometric assurance

Match the customer selfie to the document portrait and verify that a live person is present.

Compliance workflow

Route screening results, risk outcomes, and exceptions into a reviewable audit trail.

What is included in Innov8tif's EMAS eKYC?

Choose the checks your journey needs

Document extraction and authentication, facial matching, liveness detection and AML screening, with an audit record of every check. Use the full bundle or only the checks your journey needs. Each component has deeper technical notes in the feature wiki.

Browse all features

Identity Verification

Facial Matching

OkayFace is EMAS eKYC's facial matching component. It compares the live selfie captured during onboarding with the photo on a government-issued ID to confirm both images belong to the same person.

Identity Verification

Remote and Video Verification

EMAS eKYC offers remote video verification for complex cases requiring human review. When automated identity verification encounters edge cases — unusual documents, poor image quality, or high-risk tr...

Identity Verification

ID Data Extraction

OkayID is EMAS eKYC's data extraction component that automates customer information capture from identity documents. The module uses optical character recognition (OCR) technology, NFC scanning, and c...

Identity Verification

ID Verification

OkayDoc is EMAS eKYC's document authentication component that verifies whether identity documents are genuine, legitimate, and unaltered. Using patented AI algorithms and image analysis, OkayDoc exami...

Identity Verification

Liveness Detection

OkayLive is EMAS eKYC's passive liveness detection component that verifies whether the person capturing a selfie is a real, live human being — not a photograph, pre-recorded video, digital screen, or...

User Screening

Digital Footprint Analysis

EMAS eKYC offers digital footprint analysis through our partner network to evaluate the legitimacy of customer identities by examining their online presence and activity patterns. Unlike traditional v...

User Screening

Credit Score and Bankruptcy Checks

EMAS eKYC offers credit and bankruptcy screening through partnerships with regional and international credit bureaus to help businesses assess the financial credibility of customers during onboarding....

User Screening

AML/CFT Screening

EMAS eKYC offers AML/CFT screening to check customers against sanctions lists, PEP databases, and watchlists through partnerships with international risk intelligence providers. This automated complia...

User Screening

Face Recognition Search

OkayFace Search is EMAS eKYC's facial recognition search tool that enables businesses to search their entire customer database using facial biometrics. Unlike traditional database searches that requir...

What is the implementation flow for Innov8tif's EMAS eKYC?

From capture to review queue

Four steps, from evidence capture to compliance review.

1

Capture evidence

The customer submits document images and a selfie through your app or hosted flow.

2

Run checks

EMAS eKYC performs extraction, authenticity, face, liveness, and screening checks.

3

Return outcome

Your system receives structured status, risk signals, and evidence references.

4

Review exceptions

Compliance teams review failed or escalated cases with the evidence trail intact.

Need the architecture view?

The CIDA framework explains how authentication, authorisation, and assurance layers fit together.

Read the framework
Buyer questions

Frequently asked questions

What is EMAS eKYC verification?

EMAS eKYC verification confirms, remotely, that a customer is who they claim to be. It authenticates the identity document, matches it to a live selfie, screens the customer against AML lists and records each check for audit.

How does EMAS eKYC work?

In four steps. The customer submits document images and a selfie. EMAS eKYC runs extraction, authenticity, face, liveness and screening checks. Your system receives a structured outcome with risk signals. Compliance teams review only the exceptions.

What are the challenges of traditional eKYC, and how does Innov8tif's EMAS eKYC solve them?

Traditional onboarding depends on manual document review and branch visits, which is slow, and forged documents and spoofing attempts at the camera can still get through. EMAS eKYC automates document authentication, adds liveness detection to stop spoofing, and sends only the exceptions to human reviewers.

What are the best KYC providers?

The best provider depends on your markets and regulators. Compare providers on five criteria: document coverage for your markets, acceptance by your regulator, liveness and anti-spoofing strength, deployment model (cloud or on-premise) and audit-trail quality. EMAS eKYC is built for ASEAN: 10 markets, 100+ document types and 30M+ verifications.

How fast is Innov8tif's EMAS eKYC process?

A typical verification completes in under 60 seconds. Cases that fail a check go to a manual-review queue rather than blocking the customer silently.

Which markets does it support?

EMAS eKYC is built for ASEAN rollouts, with country-specific document and regulatory context handled through the implementation scope.

Can we integrate it into an existing app?

Yes. Most teams integrate through API calls and configure checks by market, risk tier, and customer journey.

How do compliance teams review exceptions?

The platform keeps verification evidence, risk outcomes, and manual-review queues so compliance teams can review exceptions without rebuilding the flow.

Where should technical teams start?

Start with the feature wiki for component details, then book a demo to map checks against your stack, regulator, and rollout timeline.

Ready to map EMAS eKYC to your onboarding flow?

Tell us your market, regulator, and stack. We will reply with the right implementation path.