Innov8tif
EMAS eKYC platform

Identity verification for ASEAN customer onboarding

EMAS eKYC combines document checks, facial matching, liveness detection, screening, and audit controls in one implementation path.

Trusted by 100+ ASEAN businesses since 2011

AEON AEON Credit Alliance Bank Affin Hwang ABA Bank AMK Microfinance BIBD Bank Negara Malaysia Bursa Malaysia Boost BaoViet Bitazza CBM CelcomDigi CompAsia Dong Zong EasyParcel Essilor Etika FN Fundaztic Great Eastern Klezcar Kwik Insure Malaysia Government McDonald's MIDF MyPay University of Nottingham NUS PayLater PCA Group Pede Pos Digicert Pos Malaysia Primekeeper RCE Capital RedONE Roland SigningCloud Sinarmas SmartWorld TEKUN Nasional Telekom Malaysia Tokio Marine ToneWow Tune Talk Unifi UOB Mighty UOB TMRW Versa YES Yoodo YTL Communications 4Gives ACE Exchange
What the platform covers

One flow for identity, fraud, and compliance checks

Use EMAS eKYC as a full onboarding flow or select the checks required for a specific market.

Document evidence

Capture identity documents, extract fields, and check authenticity signals before account creation.

Biometric assurance

Match the customer selfie to the document portrait and verify that a live person is present.

Compliance workflow

Route screening results, risk outcomes, and exceptions into a reviewable audit trail.

Component bundle

Choose the checks your journey needs

Each component has deeper technical notes in the feature wiki.

Browse all features

Identity Verification

Facial Matching

OkayFace is EMAS eKYC's facial matching component. It compares the live selfie captured during onboarding with the photo on a government-issued ID to confirm both images belong to the same person.

Identity Verification

Remote and Video Verification

EMAS eKYC offers remote video verification for complex cases requiring human review. When automated identity verification encounters edge cases — unusual documents, poor image quality, or high-risk tr...

Identity Verification

ID Data Extraction

OkayID is EMAS eKYC's data extraction component that automates customer information capture from identity documents. The module uses optical character recognition (OCR) technology, NFC scanning, and c...

Identity Verification

ID Verification

OkayDoc is EMAS eKYC's document authentication component that verifies whether identity documents are genuine, legitimate, and unaltered. Using patented AI algorithms and image analysis, OkayDoc exami...

Identity Verification

Liveness Detection

OkayLive is EMAS eKYC's passive liveness detection component that verifies whether the person capturing a selfie is a real, live human being — not a photograph, pre-recorded video, digital screen, or...

User Screening

Digital Footprint Analysis

EMAS eKYC offers digital footprint analysis through our partner network to evaluate the legitimacy of customer identities by examining their online presence and activity patterns. Unlike traditional v...

User Screening

Credit Score and Bankruptcy Checks

EMAS eKYC offers credit and bankruptcy screening through partnerships with regional and international credit bureaus to help businesses assess the financial credibility of customers during onboarding....

User Screening

AML/CFT Screening

EMAS eKYC offers AML/CFT screening to check customers against sanctions lists, PEP databases, and watchlists through partnerships with international risk intelligence providers. This automated complia...

User Screening

Face Recognition Search

OkayFace Search is EMAS eKYC's facial recognition search tool that enables businesses to search their entire customer database using facial biometrics. Unlike traditional database searches that requir...

Implementation flow

From capture to review queue

1

Capture evidence

The customer submits document images and a selfie through your app or hosted flow.

2

Run checks

EMAS eKYC performs extraction, authenticity, face, liveness, and screening checks.

3

Return outcome

Your system receives structured status, risk signals, and evidence references.

4

Review exceptions

Compliance teams review failed or escalated cases with the evidence trail intact.

Need the architecture view?

The CIDA framework explains how authentication, authorisation, and assurance layers fit together.

Read the framework
Buyer questions

Frequently asked questions

What is included in EMAS eKYC?

The bundle includes ID data extraction, document authentication, facial matching, liveness detection, AML screening, and audit records. Teams can use the full bundle or selected checks.

Which markets does it support?

EMAS eKYC is built for ASEAN rollouts, with country-specific document and regulatory context handled through the implementation scope.

Can we integrate it into an existing app?

Yes. Most teams integrate through API calls and configure checks by market, risk tier, and customer journey.

How do compliance teams review exceptions?

The platform keeps verification evidence, risk outcomes, and manual-review queues so compliance teams can review exceptions without rebuilding the flow.

Where should technical teams start?

Start with the feature wiki for component details, then book a demo to map checks against your stack, regulator, and rollout timeline.

Ready to map EMAS eKYC to your onboarding flow?

Tell us your market, regulator, and stack. We will reply with the right implementation path.