How it works
Verify and activate new users — anywhere, in seconds
Seven automated steps. Seconds to complete. Full audit trail. Here's exactly what happens when a user goes through the EMAS eKYC verification journey.
Three factors, one system
EMAS eKYC combines all three authentication factors in a single onboarding flow.
Ownership
What the user has — a government-issued ID or registered phone number.
Knowledge
What the user knows — biographical information, PIN codes, or a passphrase.
Biometrics
Who the user is — facial recognition, fingerprint scan, or other biometric identifiers.
From sign-up to verified — in seven steps
Each step runs in real time. The user sees a single onboarding flow; your team sees the full detail.
Journey Creation
Every signup triggers a unique verification journey with its own ID — tracked through the entire process with a complete, auditable log from the very first moment.
Document Capture
The user scans their government-issued ID. OCR automatically extracts all personal details — name, date of birth, ID number, address — directly from the document image.
Liveness Detection
Confirms the person in front of the camera is a live human being — not a printed photo, a screen replay, or a 3D mask.
Facial Matching
Compares the selfie against the photo on the ID document. Facial characteristics are stored for future authentication without needing a document again.
Document Authentication
Inspects the ID for signs of tampering or forgery — hologram patterns, font consistency, micro-printing, Photoshop edits, and counterfeits.
Database Cross-Reference
Checks the user against criminal records, bankruptcy registries, politically exposed persons lists, device blacklists, and internal flags.
Confidence Score & Review
Generates a legitimacy confidence score from all signals. Your team reviews and approves or rejects the case, with a full audit trail for compliance.
One process, many industries
| Industry | How they use EMAS eKYC |
|---|---|
| Banks & Financial Institutions | New account opening, loan applications, wire transfer authentication |
| FinTech & BNPL | Wallet onboarding, credit approval, recurring payment authorisation |
| Telecommunications | SIM card registration, plan upgrades, new contract activation |
| Local Government | eService registration, benefit application verification |
| Insurance | Policy issuance, claims authentication |
| eCommerce Platforms | Seller and merchant onboarding verification |
| Human Resources | Background checks and identity verification for new hires |
| Logistics & Delivery | Proof of delivery, recipient verification |
| Social Media Platforms | Age verification, account recovery |
See the full journey in action
Watch a live demonstration of all seven steps — from document capture to confidence score — and ask your questions in real time.
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