Fast local ID verification for Southeast Asia. We have completed millions of online real-time ID checks for individuals and businesses.

EMAS eKYC (electronic know-your-customer) is a product suite comprises various integrated components to help businesses in next-generation customer journeys through realization of digital ID verification. EMAS eKYC has been successfully implemented in digital banking, financial / money services (e.g. mobile wallet, remittance, lending), investment products, insurance and telecommunications, where customer identification forms a high priority function in customer sign-up process. This often also involves customer onboarding use case in “document not present” environments.

Innov8tif EMAS eKYC Components

eKYC Components for Southeast Asia


ID capture through the use of OCR (optical character recognition), smartcard reading and NFC for IDs of Malaysia, Indonesia, Singapore, Vietnam (incl. Vietnamese characters), Philippines, Thailand (incl. Thai characters), Brunei, Cambodia (incl. Khmer characters), as well as worldwide passports.

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OkayLive & OkayFace

Real-time, automated and highly secure facial sighting supported by liveness detection technology and facial recognition API. Featuring anti-spoofing controls to prevent facial identity attacks from printed photo, 2D printed face mask, video replay, screen display, and deepfake.

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AI (artificial intelligence)-assisted and automated server-side identity document (ID) authentication to check for visual compliance (landmark, layout, photocopy, screen), detect security feature (hologram, microprint, optical variable ink) and identify frauds/tampering.

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Innov8tif is supporting eKYC of 8 mobile network operators, as well as Valyou – a Telenor-owned money services business (MSB) licensed under Bank Negara Malaysia, and Boost – one of the top-three e-wallets in Malaysia with user-base larger than 5 million. In Southeast Asia region, EMAS eKYC is also implemented in digital banking and e-wallet use cases in Indonesia.